Thursday, November 13, 2014

Got Insurance?

The 2015 enrollment period for health insurance through the marketplace at Healthcare.gov opens on Saturday, Nov.15, and runs until February 15, 2015. If you need health insurance and did not enroll last year, this is your opportunity to do so. If you enrolled last year, your coverage will continue with the same plan that you have had for the previous year. However, officials with Healthcare.gov encourage you to review your plan and do a little comparison shopping in the marketplace. Some new plans have joined and some details of existing plans have changed. For example, Coventry is no longer offering a product through Healthcare.gov. It’s a good idea to review to ensure that your plan is really the best option for you. Personal or financial life changes in the past year are also a signal that you need to revisit your plan to see if you still qualify for premium discounts.

Grinnell Regional Medical Center once again has specially trained and certified insurance counselors to help you walk through the process at Healthcare.gov. This is not the only way for you to get health insurance, however. Any health insurance provider can help you compare plans and find the coverage that is right for you. Only those insurance providers who have products offered on Healthcare.gov can enroll you in policies offered through Healthcare.gov which may be eligible for discounts and subsidies through the Affordable Care Act.

Because GRMC does not sell health insurance our insurance counselors are available to help you walk through the process of enrollment. We don’t have any financial gain from whatever plan you might choose. GRMC does benefit when patients have insurance, whether from a private health insurance policy, Medicare, Medicaid, or the Iowa Health and Wellness Plan. It greatly helps the fiscal health of the medical center.

If you wish to make an appointment with an insurance counselor through Grinnell Regional Medical Center, please call Amanda Bergmann at Grinnell Regional Public Health, 641-236-2385 to set up an appointment. 

https://www.healthcare.gov/

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